Home    27 Kinh nghiệm mua nhà đất Hà Nội dưới 1 2 tỷ đồng cho vợ chồng mới cưới
Trải qua nhiều năm trời tìm mua nhà, anh Lê Hưng – đã sinh sống và làm việc tại Hà Nội hơn 10 năm sẽ chia sẻ với các bạn kinh nghiệm hữu ích khi mua nhà đất dưới 1 2 tỷ tại Hà Nội.
Để có thể mua nhà đất dưới 1 tỷ ở Hà Nội, các cặp vợ chồng mới cưới hoặc những bạn trẻ đã sinh sống và làm việc tại Hà Nội khá lâu nên đọc những lời khuyên dưới đây để tránh những rủi ro và khó khăn khi chọn mua nhà đất.
kinh nghiệm mua nhà đất dưới 1 tỷ ở hà nội

Mua nhà Hà Nội 500 triệu

Cùng đọc qua chia sẻ của chị Lương Thị Thúy

“Nhân đọc bài 500 triệu ở nhà chia lô, tội gì mua căn hộ nội đô?, tôi xin chia sẻ kinh nghiệm của chính mình coi như một chia sẻ cùng các bạn.

Thời điểm tôi có nhu cầu mua nhà cũng là lúc chung cư mini ở quận Thanh Xuân, Cầu Giấy rất nhiều. Chỉ khoảng 500 triệu đồng, nếu muốn ở trung tâm thành phố thì có thể mua những căn hộ loại này.

Nhưng sau khi đi xem mấy căn hộ mini, thấy cũng khá đẹp nhưng diện tích thì chỉ 30m2, nhà trong ngõ. Nếu mua căn hộ này, tôi được cái thuận tiện đi lại, vui chơi giải trí ở trung tâm, con cái học hành cũng tiện nhưng điều mà tôi lo lắng chung cư không ai quản, lại ở bên ngóc ngách nên xảy ra vấn đề gì thì không biết làm thế nào.

Đang đau đầu với việc mua nhà thì bà chị tôi ở Yên Nghĩa giới thiệu dưới đó đang bán nhiều mảnh đất chỉ khoảng 300 triệu đồng. Hai vợ chồng tôi tính toán nếu mua thì sẽ xây làm móng kiên cố, xây tạm một tầng, sau này có điều kiện sẽ nâng thêm tầng.

Nếu mua đất ở khu vực đó cách đây mấy năm, không ít người như tôi sẽ rất ngao ngán bởi đang ở phố cái gì cũng tiện, giờ về Hà Đông nhưng không khác gì quê, đường xá lại xa xôi. Nhưng ngược lại ở đây thoáng và đồ lại khá rẻ. Hai vợ chồng tính kỹ mua đất sẽ tăng giá trị trong tương lai, còn mua chung cư mini chắn chắn sau này sẽ rất khó bán. Cuối cùng, vợ chồng tôi chốt mảnh đất và xây nhà ngay năm đó.

Sau một thời gian, vượt qua những khó khăn ban đầu, chúng tôi cũng đã quen. Sau đó, có điều kiện, hai vợ chồng cũng đã sửa sang thêm cho ngôi nhà. Đặc biệt, trước nhà tôi có mảnh đất nên có điều kiện tăng gia trồng trọt, đảm bảo rau sạch cho gia đình. Ở quê một chút nhưng sướng gấp mấy lần phố chật chội.

Sắp tới đây, đường tàu điện, rồi các tuyến đường xuống Yên Nghĩa được nâng cấp, nên chắc chắn đất khu này sẽ tăng giá. Vợ chồng tôi thấy quyết định của mình rất đúng.”

Xác định đúng nhu cầu mua nhà đất dưới 1 tỷ

Phần lớn, người mua nhà 1 tỷ đồng tại Hà Nội thường có những nhu cầu dưới đây:
  • Khu vực gần trung tâm để tiện cho việc sinh hoạt, đi lại… (nhà đất quận Ba Đình, Hai Bà Trưng,Đống Đa, Cầu Giấy, Hoàng Mai…).
  • Ngõ rộng, tối thiểu là xe máy có thể tránh được nhau, gần đường lớn.
  • Giấy tờ pháp lý đầy đủ, rõ ràng.
  • Diện tích vừa phải, tương ứng với giá trên dưới 1 tỷ đồng.
  • Chung cư cũ hoặc nhà trong ngõ đã lên 3, 4 tầng.
Với các yêu cầu trên, việc tìm mua nhà đất Hà Nội dường như là không thể nếu tìm trên báo, Internet hay các kênh quảng cáo. Tuy nhiên, nếu chịu khó chắt lọc, tìm kiếm thông tin từ bạn bè, người thân, tìm hiểu thực tế… thì theo lời anh Hưng, “đầy rẫy những căn nhà như trên”.
kinh nghiệm mua nhà đất dưới 1 tỷ ở hà nội

Những khu vực dễ mua nhà đất dưới 1 tỷ ở Hà Nội

Nếu muốn xây nhà ở ngay thì cũng chỉ với số tiền 1 tỷ đồng cũng có thể lựa chọn những mảnh đất thổ cư có diện tích nhỏ tại các vùng ven đô Hà Nội.

Nhiều mảnh đất thổ cư có diện tích nhỏ tại các vùng ven Hà Nội chỉ có giá hơn 10 triệu đồng/m2.

Khu vực Đặng Xá, Gia Lâm, nhiều mảnh đất được rao bán chỉ từ 13 triệu đồng/m2. Nếu chỉ mua mảnh đất 50m2 thì với 1 tỷ đồng, người mua vừa mua được đất lại có thể xây nhà cấp 4 ở ngay. Hiện nay giá đất thổ cư tại khu vực Gia Lâm, Long Biên dao động ở mức từ 13 – 30 triệu đồng/m2, tùy vị trí.

Khu vực huyện Thanh Trì, cách trung tâm Hà Nội chừng 13-15km, giá đất thổ cư cũng đang chào bán ở mức dao động từ 20 – 30 triệu đồng/m2.

Đất thổ cư tại xã Yên Nghĩa (Hà Đông), thời điểm năm 2011 được giao dịch ở mức 30 – 35 triệu đồng/m2, thì đến nay, mức giá thấp nhất được rao bán dao động từ 10 – 12 triệu đồng/m2, ở những khu vực có vị trí đẹp, mặt đường rộng cũng chỉ có giá khoảng 20 triệu đồng/m2.

Khu vực An Khánh – An Thượng (huyện Hoài Đức), nếu như trước đây giá đất bị “thổi” lên tới 30 – 35 triệu đồng/m2 thì nay chỉ phổ biến ở mức 10 – 17 triệu đồng/m2.

Như vậy, nếu chấp nhận mua nhà đất ở các vùng ven đô thì chỉ với 1 tỷ đồng, những người dân có nhu cầu nhà ở đều có thể lựa chọn tìm mua những mảnh đất có diện tích 50-60m2, lại vừa đủ tiền để xây một căn nhà cấp 4 ở ngay.

Người mua cũng có thể tìm đến các văn phòng môi giới nhà đất, có người mua cả lô đất thổ cư rộng vài trăm mét, sau đó chia thành những mảnh có diện tích nhỏ, phù hợp với nhu cầu người có tầm tiền vừa phải.

Đặc biệt, đối với những mảnh đất có diện tích nhỏ dưới 30m2 cũng sẽ được cấp sổ đỏ từ ngày 1/7 tới đây theo Nghị định mới ban hành của Chính phủ cũng sẽ là thuận lợi đối với người dân ít tiền, muốn mua đất xây nhà.

Dù mua đất thổ cư hay mua chung cư để ở thì với số tiền khoảng 1 tỷ đồng, người mua nhà có thể có nhiều lựa chọn trên thị trường hiện nay, dù lựa chọn đó thường nằm ven đô, cách xa trung tâm thành phố hơn chục km.

kinh nghiệm mua nhà đất dưới 1 tỷ ở hà nội
>>Liên hệ ngay dịch vụ tư vấn mua bán đất đai nhà cửa Tốt nhất tại Việt Nam

Chắt lọc thông tin khi tìm mua nhà đất dưới 1 tỷ ở Hà Nội

  • Việc tìm kiếm, chọc lọc thông tin khi tìm mua nhà ban đầu không chỉ giúp bạn lựa chọn được bất động sản phù hợp, hạn chế những rủi ro khi giao dịch mà còn đỡ tốn thời gian, công sức để xem nhà.
Ví dụ, một tin đăng bất động sản trên website như sau: “Bán nhà khu Bạch Mai (gần Bách Khoa), DT 20m2, 2 tầng, sổ đỏ, khu an ninh tốt, tiện đi lại, giá 300 triệu, có TL. LH: chú X, 656xxxx, 0165xxxx”.
  • Anh Hưng cho biết, những tin rao như trên thường là của “cò”. Rất nhiều trường hợp người mua nhà gặp rắc rối lớn với các bất động sản như vậy. Chẳng hạn:
  • “Cò” sẽ đăng thông tin sai lệch, sau đó dẫn bạn đi giới thiệu một tá các căn nhà không phù hợp với nhu cầu của bạn. Tất nhiên, bạn sẽ mất phí giới thiệu.
  • Tin đăng là đúng nhưng bất động sản bán sắp bị giải tỏa, đang trong tình trạng tranh chấp…
  • Nhiều chủ nhà liên kết với hội “cò”, ban đầu chấp nhận bán, nhưng sau đó đổi ý để bạn mất tiền cho “cò”.

Cách chọn lọc thông tin khi tìm mua nhà đất dưới 1 tỷ ở Hà Nội;

  • Tra cứu trên mạng số điện thoại của người bán, nếu họ đăng bán hàng loạt thì khả năng cao đối tượng này là “cò”, bạn không nên liên hệ.
  • Giá bán có sổ đỏ loại nhà này ít nhất là 40 triệu đồng/m2. Trong trường hợp chưa hoặc không có sổ, giá khoảng trên dưới 30 triệu đồng/m2.
  • Bất động sản đăng bán có địa chỉ rõ ràng, người mua nhà có thể xem qua trước, nếu ưng ý hãy liên hệ với chủ bán sau.

Tìm hiểu pháp lý nhà bán trước khi mua nhà đất dưới 1 tỷ

  • Trước tiên, bạn cần xác định bất động sản có nằm trong diện quy hoạch không.
  • Bạn có thể lên công an phường, địa chí phường để tìm hiểu thông tin quy hoạch, hoặc lân la hỏi những người dân quanh đó.
  • Hãy nhớ, đừng nêu đích danh căn nhà cần mua nhằm tránh trường hợp nhiều người bán móc nối với người khác để đưa thông tin sai lệch, lừa đảo người mua nhà.

Rà soát lại cẩn thận thông tin trong sổ đỏ

  • Nếu nhà hai tầng nhưng trong sổ đỏ chỉ nêu đất, nghĩa là chủ chưa xin phép xây dựng. Nếu Nhà nước thu hồi sau này thì chỉ tính giá trị đất để đền bù. Người mua nhà nên tránh hoặc lập luận để đòi giảm giá.
  • Nếu diện tích đề cập trong sổ đỏ là 27m2 trong khi diện tích thực là 30m2, bạn hãy thương lượng chỉ tính tiền phần diện tích trong sổ.
  • Nếu bạn mua nhà cấp 4, diện tích nhỏ hơn 30m2, hãy yêu cầu chủ bán xin giấy phép xây dựng, sau khi hoàn thành bạn mới nên đặt cọc tiền.
  • Bạn nên đề nghị được gặp chính chủ đứng tên trong sổ đỏ để thuận tiện cho việc sang tên, làm hợp đồng sau này.

xem thêm : https://homedy.com/ban-nha-rieng-ha-noi

https://homedy.com/ban-nha-rieng-quan-cau-giay-ha-noi

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